Long Term Care Planning

As your loved ones grow older, their care also needs to grow. Start planning today to help reduce the BIG FIVE risks that come with not planning ahead:


Becoming a burden

Lack of planning can result in a great personal or financial burden on the spouse, children, or extended family members.


Financial hardship

As the need for long-term care increases, so does the risk of a substantial financial burden. Planning ahead can help lessen the upward cost of long-term care.


Losing independence and control

Without proper planning, elders often become dependent on people who don’t necessarily have their best interests at heart, especially when it comes to legal and medical situations.


Dependence on government programs

Many elders are fearful of becoming wards of the state. As government faces deficits and budget cuts, an elder’s options become more restricted and potentially more dangerous.



Without proper planning, it might be necessary to move loved ones to a long-term care facility where they are dependent on others. This could lead to an elder living in a poor-quality facility.